Welcome to APRUB, we are excited to provide you with the capital solution you need.

(888) 277 8207

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APRUB Las Vegas, NV 89101

Working Capital

Access to working capital can determine whether a business sustains operations, meets growth milestones, or navigates seasonal demand. Our role is to match clients with lenders who offer working capital solutions tailored to their revenue profile, time in business, industry, and repayment ability. We prepare files that speak directly to lender criteria and underwriter logic, not generic templates.

We help clients avoid high-cost products and mismatched terms by positioning them for programs that fund quickly, report to business credit, and offer flexibility across draw schedules or terms. Whether a client is stabilizing cash flow or preparing for expansion, we ensure the capital source aligns with the intended business use.

Strategy for Commercial Clients

Use

Loan Preparation Includes

Related Options

Working capital solutions are appropriate for:

Managing inventory cycles
Bridging gaps in accounts receivable
Covering payroll or vendor obligations
Funding minor equipment or marketing needs
Expanding operations without fixed asset collateral

We support our clients by clarifying their real working capital needs and identifying lenders who actively fund in their industry vertical and revenue

Comprehensive Loan Readiness & Funding Strategy:

Revenue verification through bank data and business financials
Expense review and free cash flow analysis
Debt stacking checks and loan layering strategy
Debt stacking checks and loan layering strategy
Ongoing monitoring and re-qualification planning
Access to multiple capital structures for both short and mid-term use

Working capital may be best served through a variety of structures depending on the use case. We also support:

Merchant cash advances with automated daily or weekly payments
Business lines of credit with revolving terms
Term loans with fixed repayment schedules
Revenue-based financing with flexible payback
Invoice factoring or purchase order finance where applicable

We do not believe in one-size-fits-all underwriting. Every working capital engagement is matched to the client’s operational and financial profile for higher approval rates and stronger long-term positioning.

Unlock the Right Capital. Accelerate Business Opportunities.

Get the funding solution tailored to your business goals. From fast approvals to strategic structuring, we simplify the path to capital—so you can focus on scaling, acquiring, or optimizing your operations.

Get Started Today

We provide strategic capital solutions for both individuals and businesses. With over 20 years of experience, our team ensures expert guidance every step of the way.