Welcome to APRUB, we are excited to provide you with the capital solution you need.
Merchant cash advances provide fast access to working capital by leveraging future receivables rather than traditional credit-based underwriting. This structure allows businesses with strong sales volume but limited collateral or lower credit scores to obtain funding quickly.
We help clients assess the suitability of an advance based on cash flow projections, repayment tolerances, and business needs. Our role includes sourcing competitive offers, negotiating terms that avoid predatory structures, and aligning advance amounts with realistic repayment scenarios.
MCAs are best positioned for short-term needs where timing is critical and revenue consistency supports daily or weekly remittance models. We focus on protecting long-term viability while solving immediate cash flow gaps.

Merchant cash advances are best suited for:
Urgent cash flow gaps
Seasonal inventory purchases
Marketing pushes or short-term expansion
Bridging collections timing
These are not loans. Repayment is structured as a percentage of future receivables, with daily or weekly remittances deducted from business revenue.

Revenue trend analysis
Remittance tolerance modeling
Advance-to-sales ratio review
Offer comparison and term negotiation
Prequalification through multiple providers
We ensure clients understand the full cost of capital, the impact on operations, and exit strategies to avoid rollover stacking or dependency.

Working Capital Loans
Business Lines of Credit
Revenue-Based Term Loans
Factoring Solutions
These alternatives may offer more flexibility or better long-term cost efficiency depending on the business profile. We guide clients toward the most sustainable solution.

Get the funding solution tailored to your business goals. From fast approvals to strategic structuring, we simplify the path to capital—so you can focus on scaling, acquiring, or optimizing your operations.

We provide strategic capital solutions for both individuals and businesses. With over 20 years of experience, our team ensures expert guidance every step of the way.
9:00 AM – 5:00 PM PST
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