Welcome to APRUB, we are excited to provide you with the capital solution you need.
Refinancing commercial debt allows businesses to improve cash flow, consolidate liabilities, or restructure high-interest loans. Whether transitioning from short-term bridge financing, maturing balloon notes, or adjusting leverage for new objectives, our refinance strategies are tailored to protect long-term financial stability.
We work with clients to identify optimal terms, access additional capital through cash-out structures, and align financing with the evolving needs of their business or real estate holdings.

Refinancing is appropriate for:
Paying off maturing debt or balloon payments
Consolidating multiple loans under one structure
Accessing equity via cash-out
Lowering monthly obligations through term extensions
Switching to fixed rates for stability
This strategy is useful during growth phases, portfolio restructuring, or following value-adding improvements.

Existing loan payoff statements and maturity schedules
Rent rolls or business revenue statements
Updated appraisal and environmental reports
Recent business and personal financials
Purpose for refinance (rate reduction, cash-out, consolidation)
Entity and ownership verification
We negotiate favorable structures with lenders to ensure the refinance solves both short-term goals and long-term positioning.

Bridge Loans – When timing is critical before permanent refinance
CMBS Loans – For portfolio-grade assets
Lines of Credit – As flexible backup liquidity
SBA Refinance Programs – If eligible, may include working capital and improvements

Get the funding solution tailored to your business goals. From fast approvals to strategic structuring, we simplify the path to capital—so you can focus on scaling, acquiring, or optimizing your operations.

We provide strategic capital solutions for both individuals and businesses. With over 20 years of experience, our team ensures expert guidance every step of the way.
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